Business Loans for Every Situation
Business Loans
Flexible business loans tailored for ambitious SMEs and established corporations. Whether you are seeking an injection of working capital to bridge a gap or a strategic loan to fund a major expansion, we secure the liquid funding you need to drive your business forward.
Fuelling Growth in an Uncertain Market
Running a growing SME is a constant balancing act between cash flow and ambition. In a market where supply chain costs fluctuate and inflation eats into margins, businesses need liquid capital to pivot, stabilise, or scale. Historically, a business owner would simply visit their local bank manager. Today, traditional high-street banks have tightened their credit appetites, often turning away profitable, fundamentally sound businesses simply because they don’t fit a rigid computer algorithm.
At Aegis Finance, we provide guidance through the diverse landscape of business lending, offering bespoke funding strategies for both working capital and strategic expansion. We specialise in structuring flexible loan solutions that empower SMEs to grow, even when traditional high-street banks lack the appetite to lend.
Navigating the Alternative Finance Market: Moving Beyond High Street Banks
From daily cash flow management to strategic expansion, business loans cover a wide range of commercial scenarios.
Bridge the gap between supplier payments and customer receipts to maintain consistent daily cash flow.
Fund new locations, larger premises, or geographic expansion including deposits and site fit-out costs.
Invest in machinery, IT infrastructure, or AI-driven software to improve efficiency and reduce labour costs.
Capital to stock up for peak seasons or secure bulk-buy discounts from your key suppliers.
Cover salaries and training costs for new specialists during their initial non-profitable 'ramp-up' period.
Combine multiple high-interest debts into one manageable monthly payment to significantly improve cash flow.
Finance aggressive customer acquisition campaigns, digital marketing, or major brand identity overhauls for growth.
Manage large, unexpected HMRC liabilities or compliance costs without disrupting your primary business operations.
Fuel the development and market entry of new products or services to stay competitive.
Secure a standby facility or 'buffer' to protect your business against unforeseen economic shocks.
Business Loan Terms
Terms vary based on loan type, business strength, and facility size. These are typical parameters across our lender panel.
Typical Terms
At a Glance- Loan Amount
- £10,000 - £5m+
- Security
- Secured or Unsecured
- Term
- 3 months - 25 years
- Interest Rates
- From 4.9% pa
- Arrangement Fee
- 0% - 2%
- Completion Time
- 24 hours - 8 weeks
Why Partner With Us
Expert guidance, unrivalled market access, and a relentless commitment to securing the best outcome for your business.
Unrestricted Market Access
We source from high-street banks, peer-to-peer lenders, and private credit funds for better rates.
Strategic Debt Structuring
Our experts ensure your loan term and repayment profile align with your specific growth cycle.
Unsecured Funding Specialists
We excel at securing high-limit business loans without the need for property-based collateral.
Speed of Funding
Our direct relationships with underwriters allow us to secure approvals and capital within 24 hours.
Financial Health Advocacy
We review your accounts to present your business in the strongest possible light to lenders.
Long-Term Partnership
We provide ongoing support to refinance or expand your facilities as your business turnover grows.
Frequently Asked Questions
Find answers to common questions about our services.
Ready to Discuss Your Finance Needs?
Whether you need bridging finance for a quick purchase, development funding for your next project, or business finance to fuel growth, we're here to help.
No obligation consultation. Whole of market access. Expert guidance.